Have you been on the fence about refinancing your mortgage? Rates are at historic lows, but many feel that they will go up soon. Now is the best time to save by refinancing.Contact David DirectlyShould you refinance your mortgage?It's a questio

Forecasting the Market and Interest Rates for 2017

Sep 30th, 2016

The Mortgage Bankers Association met recently and predicted that interest rates will rise in the next year or two. While a small hike may not seem like much, it has a huge effect over the life of a mortgage.Contact David DirectlyToday I wanted

How Much Do You Need to Pay for a Down Payment?

Sep 23rd, 2016

Contact David DirectlyHow much do you need to put down on a down payment for a home? Well, the answer isn't so clear-cut. It really depends on the type of loan that you qualify for.With a Veterans Administration loan, you can buy a home with 0%

What Do FHA Guideline Changes Mean for You?

Oct 20th, 2015

Contact David DirectlyToday we’re going to talk about some recent changes that took place regarding FHA financing. If you are in the process of buying a home, or want to buy a home, you need to be aware of the changes to FHA financing that took

What You Need to Know About Condo Financing

Oct 6th, 2015

Contact David DirectlyToday, we'll discuss condominium financing. There are two types of condo reviews: the full review and the limited review.A full review occurs whenever someone wants financing that is as little as 5% down. Basically, the le

What Cornerstone Home Lending Can Do for You

Sep 21st, 2015

Contact David DirectlyToday, I want to introduce you to Cornerstone Home Lending, and explain a little about what we do.Cornerstone Home Lending is a national direct lender. We have operations throughout the United States, and we do eve

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