Have you been on the fence about refinancing your mortgage? Rates are at historic lows, but many feel that they will go up soon. Now is the best time to save by refinancing.Contact David DirectlyShould you refinance your mortgage?It's a question that a lot of us are facing since interest rates have been at historic lows for some time. However, a lot of people feel that rates will rise soon. If you've been on the fence, is now the time to jump off and refinance?The most popular reasons why people refinance are to reduce their monthly mortgage payment, reduce the term remaining on their mortgage, or take cash out to pay off higher interest debts like credit cards, college tuition, or home improvements. It's not a matter of if rates will rise, it's a matter of when. To find out if it makes sense for you and your specific situation, though, we'd be more than happy to put together an analysis using your current information to see if we could save you money by reducing your interest rate, shortening your term, or taking money out to pay higher interest debt. This type of analysis is very important and should be done before making a decision about refinancing.You should also do it soon.It's not disputed that interest rates will increase at some point in the future–the question is how soon it will happen. So if you've been thinking about refinancing, now is the time. Give me a call or send me an email and I'd be happy to help you out in any way that I can.