Do you own your agency or business? Have you thought about succession planning – even if you are young? On this week’s episode of the Healthcare Happy Hour, we are joined by Rick Israel – principal of South Florida Affiliated Health Insurers, Medicare adviser and NABIP member – to talk about the perpetuation of his father's business (now his business). Rick’s story serves as a poignant reminder to all independent agents on the importance of having a plan for your business in the unfortunate event that something happens to you.