Victor is a special education teacher, talks about the low wages of teachers, particularly in the beginning, and wanting to pursue an even higher education but don't want to accumulate more student loans. He shares his journey and emphasize that emergencies do happen to everyone – and sometimes student loans are necessary to cover those expenses. He talks about the public loan forgiveness for teachers – that many folks may not know about, specifically for math, science, and special education teachers which forgives $17,500 for working 5 years in an underprivileged school. It’s $5,000 for every other teacher. To learn more, check out this link: https://studentaid.gov/manage-loans/forgiveness-cancellation/teacher