Learn AI, Cybersecurity, Data Science & more with Coursera. Ato has personally used Coursera to obtain an AI certificate. This is an affiliate link so if you purchase a course or sign up to the monthly or annual subscription, we will receive a small commission from Coursera, however there will be no additional charge to you.

Learn on Coursera here: https://imp.i384100.net/savvywallet

Follow me on:

Instagram - https://www.instagram.com/savvywallet

Tiktok - https://www.tiktok.com/@savvywallet

Check out: https://www.youtube.com/savvywallet for the video version

Timestamps00:00 - Preview01:15 - Intro01:51 - Meet Monet Expert & Insurance Advisor Ella03:53 - What is credit? 06:18 - What’s the difference between your credit score and credit report? 07:41 - Good credit conduct vs bad credit conduct09:12 - Many people get defaults this way!11:38 - How many credit reports/scores do you have? 14:47 - This legal reason this info stays on your credit report for 6 years!18:09 - I wouldn’t recommend getting things on bad credit..!20:00 - Pro’s of having good credit conduct 25:41 - Applying for credit impacting your credit report ?!30:23 - What to do when you’re declined for credit? 31:27 - How to check your credit score for FREE!32:51 - How to make money using credit 35:51 - How to use Credit cards for your benefit! 39:00 - How to avoid giving the banks interest! 41:41 - Who shouldn’t get a credit card! 44:05 - Tips to stay disciplined when you take out credit (mortgages, car finance, loans etc) 46:19 - Consequences of missing payments on credit you’ve taken out 47:46 - How to get rid of a CCJ51:52 - People being scared to get credit…! 53:09 - 3 ways to improve your credit score & credit conduct 54:29 - Only 38% of adults have life insurance! 35% of that 38% are Women! 59:43 - Final wordsLearn more about your ad choices. Visit megaphone.fm/adchoices

Rate