We are joined by Shahar Plinner, the CEO and founder of Formations, to delve into essential tax planning and business structuring strategies for small business owners. We discuss the significant benefits of transitioning to an S corporation, in

How To Properly Protect Your Assets (6/15/2024)

17 days ago 41m 25s

In this episode of The Real Money Pros, host Brian Wiley and attorney Steve Rausch from Gravis Law explore key topics in estate planning and asset protection. Steve explains the differences between wills, which go through probate, and trusts, w

Hedging U.S. Markets, Annuity Pitfalls, & Rule 72(t) (6/1/2024)

Jun 3rd, 2024 1h 21m

Brian and Jeremiah are back live to discuss recent market movements, emphasizing the Federal Reserve's efforts to manage inflation and the impact of the latest PCE data on interest rates. They cover various investment strategies, recommending d

Generating Retirement Income with Three Buckets (5/18/2024)

May 20th, 2024 1h 21m

In this episode, Brian Wiley rides solo and provides essential financial advice on generating income for retirement through a three-bucket strategy: cash for immediate needs, income for consistent revenue streams, and growth for long-term inves

Life Insurance & Trust-Based Planning (5/11/2024)

May 13th, 2024 41m 20s

Happy Mother’s Day! In this weekend’s discussion, Brian Wiley and Jeremiah Bates highlight the critical role of life insurance in providing a safety net for loved ones during challenging times. They give tips for calculating the ideal coverage

The Calculator Answer vs. The Client Answer (5/4/2024)

May 7th, 2024 1h 21m

Who's ready to retire? Most of us are ready mentally, but how about financially? Jeremiah Bates and Alex Lundgren share real-life client stories about individuals who didn't believe they were prepared for retirement, only to discover they were,

Separating Politics from Portfolios (2/3/2024)

Feb 5th, 2024 1h 21m

Jeremiah, Brian, and Steve Cilley navigate through economic trends and financial strategies. Contrary to past recession predictions, they discuss the importance of anchoring financial plans to personal goals, urging listeners not to let politic

Economic Trends, Emotional Challenges in Business, & Roth IRA Strategies (1/27/2024)

Jan 29th, 2024 1h 21m

In this episode, Jeremiah covers key economic topics like inflation moderation and interest rate policies, exploring their impact on investor sentiment. We also discuss the emotional aspects of selling a business and the growing influence of Ar

Crypto Spot ETFs & Taxing the Rich (1/20/2024

Jan 22nd, 2024 1h 20m

The passengers aboard the Boeing airplane that had its door blow out during mid-flight are trying to sue the manufacturing company. Is it justified? Serial entrepreneur Steve Cilley sits with Brian and Jeremiah to talk about how he would approa

Crypto Spot ETFs Approved: Does Mainstream Equal Safe? (1/13/2024)

Jan 16th, 2024 1h 21m

If you could go back in time and change your path in life, would you? The big news this week was the approval of Crypto Spot ETFs, allowing the masses to actually own cryptocurrencies like Bitcoin without having to open crypto-specific accounts

Are We Back Live or Is It A.I.? (1/6/2024)

Jan 8th, 2024 1h 21m

WE ARE LIVE AGAIN, BABY! Happy New Year to everyone, and we hope you're as happy to have us back doing the show live as we are. Jeremiah and Brian start by talking about Boeing's most recent incident and the potential implications that could cr

New Year Predictions & Preparations (12/30/2023)

Jan 1st, 2024 1h 21m

Every end of the year, we give our personal predictions for 2024; Everything from sector performance, real estate, and more. Plus, we review our last year's predictions! What did we get right and what did we get wrong? Let's just say Brian's pe

Rate Cuts & The Surge in A.I. (12/16/2023)

Dec 18th, 2023 1h 21m

The DJIA hit record highs, and the Fed expects to cut rates... what a week! To start the first hour, Brian and Jeremiah mostly discuss lowered interest rates and how that should (or should not) affect your investment portfolio. Which investment

Employer Intricacies & Exiting Annuities (12/9/2023)

Dec 11th, 2023 1h 20m

The labor market is not what it used to be. These darn kids just don't want to work anymore! Or maybe the issue is way more complicated than just that. Steve Cilley of Ataraxis PEO joins Jeremiah to discuss all things employment—things that emp

It's the Season to Give – Just Not to the IRS (12/2/2023)

Dec 4th, 2023 1h 21m

In the first hour, Brian flies solo to talk about his most recent DIY investor mistake... Yes, even he makes mistakes! He explains what to do to prevent what he did and gives other tips on picking and buying companies during market pessimism. W

Corporate Corruption & Consumer Spending (11/25/2023)

Nov 27th, 2023 41m 26s

We hope everyone enjoyed their Thanksgiving weekend! First, Jeremiah and Nic discuss the Corporate Transparency Act, legislation that was passed to enhance transparency in entity structures and ownership in order to prevent money laundering oth

Leveraging Options, Inheritance Strategies, & Getting Started (11/18/2023)

Nov 20th, 2023 1h 21m

Understanding the concept of options and how they're used to leverage your position in a security can be confusing for many investors. Even more daunting to put them into action within your own portfolio! While Brian and Jeremiah don't go super

Secure 2.0 Updates, Spending Culture, & Tax Loss Harvesting (11/11/2023)

Nov 13th, 2023 1h 21m

Jerome Powell's recent statements on Thursday ignite a debate on whether the Federal Reserve should slow down interest rate hikes, exploring the implications of their decisions over the last year. Jeremiah and Nic also cover Required Minimum Di

Income Generation, Divorce, & Account Fees (11/4/2023)

Nov 10th, 2023 1h 21m

In this episode, we tackle the challenges of turbulent markets and difficult life events. Not everything is going to be a win! Jeremiah and Brian offer effective strategies to navigate these potential roadblocks. They also explore methods for g

Financial Mentors & Estate Planning Strategies (10/28/2023)

Oct 30th, 2023 1h 21m

We have successes and failures throughout the course of life, as is the same with our personal financial management. Brian highlights why we should all try to find a mentor to learn from when it comes to investing, especially for those that may

The Cost of Waiting & Asset Allocation During Volatility (10/21/2023)

Oct 23rd, 2023 1h 22m

Our mortgage expert, Dave Perry, sits down with Jeremiah to discuss the current landscape of 20-year high mortgage rates. Can there still be home buying opportunities? Dave explains why buying a home, even with near 8% interest rates, is better

Farm Bill Failure, CPI Performance, and Year-End Planning (10/14/2023)

Oct 16th, 2023 1h 21m

In this episode, we unravel the implications of Congress's recent failure to pass the Farm Bill. As the bill extends beyond just agriculture, what could be the repercussions of it not going through? Jeremiah and Nic discuss the most recent CPI

An Old Man's Economic Outlook (10/7/2023)

Oct 9th, 2023 1h 21m

No risk, no reward! Jeremiah and Brian give you a market update and talk about the most recent economic developments, including the most recent and surprising jobs report. Inflation, cost of living, and the stagnation of wages. Alan Holman join

Your 'Why' Will Tell You Exactly How to Invest (9/30/2023)

Oct 2nd, 2023 1h 21m

What is your 'why'? Why did you buy that stock? Why did you put your money into a CD? Is it because someone told you to, or did you copy someone else's strategy? There's a reason why it's called personal finance – it's personal to you. Jeremiah

Nvidia’s High Performance, Seller Strikes, & HSA Maximization (8/26/2023)

Aug 28th, 2023 1h 10m

Nvidia blew past its already-high revenue expectation for this quarter, which seemed to surprise the overall market. How long can they sustain this level of growth? In our first hour, mortgage expert, Dave Perry, sits with Nic and gives an upda