The membership business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game.

Retail Memberships: Segment 1

Ask Clark: Segment 2

Cartels Target Timeshares: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Barrons: Delivery Is Retail’s New Game. How the Players Stack Up.

Target Is Rebranding Its Credit Card Program: What You Should Know

Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?

How To Manage Your Monthly Subscriptions To Save Money

Parent PLUS loans can be a debt trap. Here's a loophole

Income-Contingent Repayment (ICR)

Annual Updates to the Income-Contingent Repayment (ICR) Plan Formula for 2023-2024

Income-Driven Repayment Plans

What Are the Tax Consequences of Debt Settlement?

NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares

Clark.com - Timeshares

How To Sell, Cancel or Get Rid of Your Timeshare

5 Steps To Getting a Good Deal on a Hotel Room

How To Plan a Trip: Clark's Best Travel Tips To Save Money

Clark.com resources

Episode transcripts

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