Most advisors claim to be fiduciaries and even those who are always required to act in a client's best interests can have conflicts. What makes a true fiduciary financial advisor? We also discuss young investors sources of advice. Callers join in and ask:

Does it make sense to split a bond portfolio between US and international bonds?

How do you find the right advisor to write a financial plan?

Can someone with a 401k still contribute to a Roth IRA?

Why didn't a bank supply a 1099 for a CD?

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