Want to maximize your borrowing power and make smart financing decisions for commercial property investments? 

In this episode of the Revolve Commercial Property Podcast, host Mish Daniel discusses the key factors in deciding whether to buy a new property or refinance an existing one with mortgage broker Bernadette Christie-David. 

They cover how mortgage brokers can help investors make informed decisions and share real world examples of successful buy and refinance decisions.

This episode is tailored for you if:

💡 You are considering buying a commercial property or refinancing an existing one.

💡 You want to understand lending criteria and strategies for commercial real estate.

💡 You want tips on working effectively with mortgage brokers and lenders.

WHAT YOU’LL DISCOVER IN THIS EPISODE:

• What debt servicing ratios are and how banks assess repayment capacity [03:52] 

• Strategies for negotiating lower interest rates and assessment buffers with banks. [09:10] 

• How property vacancies and forecasts impact lending decisions. [15:08] 

• Criteria banks use to determine loan amounts [23:37] 

• The importance of having specialized commercial property accountants and lawyers.[36:27]  

• Why buying commercial property in a personal name can limit lending options. [48:48] 

• The risks when banks cross-collateralize multiple property loans together [55:33]

  #commercialproperty #refinancing #mortgagebrokers #lending