BIG CHANGES are happening in the industry, and a lot of it is going on under the radar. The new changes switch up affordability by helping more people buy homes. It’s a step in a positive direction for consumers, which doesn’t happen often in the market. LISTEN UP.

The real estate game is changing - screw that - it already has and no-one is REALLY talking about it....until now. Real Estate of Tomorrow holds conversations on crucial topics needed to successfully navigate the shifting real estate industry. In this bi-weekly podcast we break down the massive shifts in real estate and tell you the specific steps you need to take to kick a$$ in the coming years, just like we are. We’re your hosts, Edgardo Balentine and Scott DiGregorio, giving you the rundown on real estate from decades of experience and the new generation.

You heard it here first. What you thought you knew about balancing down payment, risk, and rate could be changing with the new rules coming out. We’ll let you in on the SECRETS and data you need to intelligently speak about what’s taking place in the industry.

Today we talk about how the government made it cheaper to buy a home. We uncover the unexpected news around FHA loans, VA loans, and shifts within Fannie Mae and Freddie Mac. Take notes as we bring you up to date on changes to loan-level payment adjustments, the debt-to-income ratio, and other important information on the new ways down payment, risk, and rate are handled.

What are you doing today to be relevant tomorrow? What are you doing today to be successful tomorrow?

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Hit us up.

Time stamps:

[00:37] - BIG CHANGES are happening, and some of it is going on under the radar.

[02:09] - There’s now a significant discount on mortgage insurance. Let’s talk NUMBERS.

[04:36] - The government is lowering the funding fee on this specific loan.

[07:36] - What’s going on with Fannie Mae and Freddie Mac?

[10:12] - Did you know this detail about putting 20% down?

[11:46] - This change helps people who put less money down when buying a home.

[14:27] - The DTI is getting a loan-level price adjustment.

[16:50] - How are people calculating income to make deals work?

[18:46] - KEEP THIS IN MIND.

Links:

Real Estate of Tomorrow

Edgardo Balentine 

Scott DiGregorio