Episode Transcript
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0:00
Dorita and Robert Mueller pulled up to their
0:02
new home, exhausted. It had been
0:04
a long road trip, from the Ozarks
0:07
in Missouri to Florida. And
0:09
now the Muellers stood famished and completely
0:11
broke in front of their new home. A
0:14
rental. One they hadn't seen before
0:16
this moment. And Dorita says
0:18
they were not impressed. It
0:20
was a small home. So the first
0:23
thought was, oh my gosh, how
0:25
are we going to get our furniture in here?
0:29
Everything they owned had filled one and a half semi-trailer
0:31
trucks. They had to fit it all into a house
0:33
half the size of what they were used to.
0:36
The property managers basically told them to
0:38
hurry up and move in. And they told
0:40
us in a couple of days we had to have everything
0:43
unpacked and put away. And we're
0:45
like, are you kidding me? But
0:47
they had some assistance. Homestagers.
0:51
People whose job it is to make homes on the market look beautiful.
0:54
They were on hand to help the Muellers arrange their
0:56
furniture in just the right places, to
0:58
make everything look good. And not just
1:01
good. Perfect.
1:03
After they were in, it was up to Dorita and Robert
1:05
to keep the place looking tidy. Because
1:07
the property manager could pop by for a surprise
1:10
inspection any time.
1:12
And they did. They would show up and
1:14
inspect their house, room by room,
1:17
practically inch by inch. In
1:19
fact, this was how strict they were.
1:22
They found one piece of paper
1:25
that my son had wrinkled up and threw away
1:27
in the office. And they found that
1:29
and marked us down on that. Oh my gosh.
1:32
What were the consequences of that? Well,
1:34
they'd write you up. And if you
1:36
had three write-ups, you were out of the program.
1:39
Oh wow, that's really stressful.
1:42
I mean,
1:42
it was. Dorita
1:47
and Robert had signed up to live a very different
1:49
kind of home life. A home where perfection
1:52
was the norm. A home where they could
1:54
be asked to move out with a week's notice. A
1:57
home that would never be theirs to own.
2:00
that would show them both what mattered
2:02
in life and what didn't when
2:04
you've lost everything except your family
2:06
and a truck and a half full of furniture. This
2:11
is Home Made,
2:12
an original podcast by Rocket Mortgage about
2:14
the meaning of homes and what we can learn about
2:16
ourselves in them. I am Stephanie Fu.
2:19
In this episode, When Your Home Is
2:21
Just For Show.
2:27
Hello listeners of Home Made. Find out how
2:29
you could get up to $2,000 off
2:31
home buying costs from Rocket Mortgage.
2:34
Hear more at the end of the episode.
2:39
In her teens,
2:42
Dorita's family moved to a 50-acre
2:44
farm in Greenville, Illinois. She
2:47
lived in a big house and spent lots
2:49
of time outside. We'll play basketball
2:52
or tennis, go swim in the big pool,
2:54
or walk around the small lake. Her
2:57
dad called this place Secret Acres.
3:01
And of course, we had horses, and so
3:03
that's something else you would see a teenage Dorita
3:05
do. A lot of times I would just go
3:08
back and
3:08
groom my horse just to be
3:10
with them. In the
3:12
summer, the family would holiday in a small
3:14
condo in Lake of the Ozarks. They
3:17
owned other properties too, including a second
3:19
horse farm
3:20
not far from home.
3:24
The family was wealthy, but Dorita
3:26
didn't really care about that. She was
3:28
devoutly religious, and her commitment
3:31
to her faith mattered more than anything else.
3:34
I have been a Christian all my life.
3:36
I got saved when I was five and
3:39
got to see God do
3:41
a lot of miracles and wonderful things. And
3:43
when she was 28, she met a young
3:45
pastor named Robert in a church parking
3:48
lot.
3:49
He had a great smile and real
3:51
friendly, real outgoing, great character,
3:54
and also had a very strong relationship
3:57
with God. I definitely
3:59
felt attracted.
3:59
to that about him very much
4:02
so. Robert owned a small bungalow
4:04
in Belleville, about an hour from Secret
4:06
Acres. They were married within the year
4:09
and she moved in. She exchanged
4:11
a life of luxury for a life of
4:13
faith. They started a family
4:15
and had three boys. Robert says they
4:17
would visit her parents regularly.
4:20
What did it feel like for you to visit?
4:23
I was like entering a different world, especially
4:26
when it snowed. It was the most gorgeous
4:28
sight to look out over the atrium
4:31
windows and to see
4:33
the snow covering, the hillsides.
4:36
Oh yes, the atrium was spectacular.
4:39
I remember Christmases
4:42
sitting out there and looking out over
4:44
the lake, hoping that the water
4:46
would freeze so we could ice skate.
4:48
Yeah. Robert often talked
4:51
with his father-in-law about finances and
4:53
all that he'd amassed. His businesses,
4:56
his properties, his investments.
4:58
One of the things that Dre just talked about,
5:01
the zookeeper who would feed the lions in
5:03
hopes that they wouldn't eat him. And that's
5:05
how he saw having a lot of things. He
5:07
said, eventually you're controlled by the things
5:10
you own and you have to count
5:12
the cost before you buy something.
5:14
This piece of advice would prove true
5:17
soon enough.
5:18
In the 1990s, both of Dorita's
5:20
parents died a year apart.
5:24
Dorita
5:24
shared the inheritance with her brother. The big house in
5:26
Greenville, Secret Acres, went to her.
5:29
So did the horse farm and a handful of other
5:31
properties. Dorita
5:35
and Robert grabbed the boys and moved into her childhood
5:37
home. And overnight, their
5:40
lifestyle changed. The
5:42
big house was a little bit different.
5:45
And overnight, their lifestyle changed.
5:48
They were rich.
5:51
Over the next few years, they took advice
5:53
from family friends and tried to invest their
5:55
money wisely. They converted the
5:58
horse farm into a bed and breakfast and called it a day.
5:59
green pastures. They bought a vacation
6:02
home in Mexico. For Robert's birthday,
6:05
Dorita had a hot tub installed in the
6:07
atrium. The kind with all the bells
6:09
and whistles. And oh my
6:11
goodness, seventh heaven.
6:13
And that was exciting. It
6:17
was all very exciting, not
6:19
just the hot tub.
6:20
While they enjoyed this lavish life, the
6:23
Molars also believed that there was a higher
6:25
purpose for this newfound wealth.
6:28
It was like it was ours for a reason, for
6:31
God to help us be a blessing to
6:33
other people. And also to enjoy. And
6:36
there were people that we helped,
6:38
gave to, provided for,
6:41
to help them better their lives as
6:43
well.
6:44
Robert continued to pastor at a small congregation,
6:46
and Dorita often helped. It was an hour's
6:49
drive away now though, so it took more of their time.
6:52
And then there were three growing boys at home that
6:54
needed raising. And all
6:56
of the properties that demanded their
6:58
attention.
6:59
At one time we had seven
7:02
homes. And I'd like to say as
7:04
a multiple home owner, that
7:07
it's not all it's cracked up to be. I mean,
7:09
there's a lot to maintain and do when
7:12
you own property. It was
7:14
overwhelming. So Robert stepped
7:17
away from his ministry work to focus on his
7:19
family and their investments.
7:24
As they settled into this new reality, a sense
7:26
of unease grew in Robert. Secret
7:29
acres felt like it wasn't his. It
7:31
didn't feel like home. There
7:34
was nothing there for me ministry-wise.
7:36
I was just maintaining
7:38
another man's vision. And it never
7:41
ended. As
7:41
soon as you fix a portion
7:44
of the fences for the horses, they'd
7:46
be eroded and broken again in another
7:49
area. Constant maintenance, constant
7:51
upkeep. I enjoyed being there
7:53
because it was a fabulous place, but
7:55
it wasn't my dream or my vision.
7:58
Robert and Dorita?
9:52
dining
10:00
table,
10:01
designer office chairs, Persian
10:03
rugs.
10:04
A giant four-poster bed
10:07
with bamboo and brass. We'd
10:09
never had such nice furniture.
10:12
They
10:12
moved in 2005.
10:14
But this place where they belonged
10:16
came with a huge price tag.
10:19
I remember we couldn't hardly believe
10:22
what we had just done. Like, did we really
10:25
buy a million-dollar home? Yes,
10:28
we did.
10:30
They needed to make some decisions.
10:32
Like Dorita's dad had said,
10:33
you have to count the cost before you buy something.
10:36
It was expensive, but our plan
10:38
was to sell some of the other assets that
10:40
we had and have that as one main
10:42
asset.
10:45
To pay for their new home, selling
10:47
the Secret Acres property seemed like the most
10:49
obvious choice. Because it'll
10:52
be like an exchange, that property
10:54
for this property. But
10:57
what happened was that property in Greenville never
10:59
sold.
11:00
They miscalculated. Secret
11:03
Acres was a nice property, but
11:05
it was in a small town that didn't appeal
11:07
to enough buyers. It sat on the market
11:10
without any offers. That was only the
11:12
beginning of their problems.
11:13
We had made an investment at that time
11:16
that we had felt like we
11:18
were gonna be able to get enough income from that.
11:21
But that didn't happen the
11:23
way we thought. And it just
11:25
kept spiraling.
11:26
We were stretched in a lot of different ways.
11:29
And eventually, our funds
11:33
dwindled because we're
11:35
trying to maintain everything. Then
11:37
came the 2008 financial crisis. I
11:40
mean, we lost when everybody
11:42
else lost. I'm not gonna say it wasn't
11:45
difficult.
11:46
It was difficult. It was one thing right
11:48
after the next, but we just
11:51
trust God and move through.
11:53
It was a bad time to
11:55
be selling real estate, but they
11:57
didn't have a choice. They needed to show up.
11:59
some of their properties.
12:01
They parceled off green pastures, their bed and
12:03
breakfast, and they sold the lots.
12:06
Dorita's
12:06
brother bought secret acres. It
12:08
helped, but they weren't getting ahead.
12:11
It was like we didn't lose,
12:13
but we didn't gain.
12:14
You know what I mean? We were to Stephen. Even
12:17
Stephen on that.
12:20
They
12:20
limped along for the next three, four
12:22
years. Their finances got
12:24
so bad, they started worrying about whether
12:26
they could even cover their food bills. This
12:29
one day, we went to the
12:31
grocery store there, and
12:34
we were trying to figure out what are we going to eat.
12:37
We had bought a few things. We thought at
12:39
the last minute, oh, we need a bag of beans.
12:42
We really didn't have much money. Digging
12:44
in our car and digging in
12:46
my purse. Wow. Mm-hmm. It got
12:49
to be that bad. Oh, yes.
12:51
Oh, my goodness, yes.
12:53
We lived in a million-dollar home, so
12:56
nobody would have ever dreamed in
12:58
a million years that we would
13:00
be struggling.
13:01
Some of their friends helped however they could,
13:04
like the owners of their favorite Thai restaurant.
13:06
She provided meals for
13:09
us. She didn't charge us. She took
13:11
us to her back storage and gave us
13:13
all kinds of things, from toilet paper
13:16
to meat to other
13:18
foods. It had to be $300 or $400 worth of, you know, grocery
13:22
items that she gave to us.
13:24
And her husband was so sweet, he had a container
13:27
of tips that were in a jar beside
13:30
him, and he dumped all those tips in our
13:32
hands, and he said, you guys, here, you take
13:34
this.
13:36
I mean, how
13:38
do you explain things like that? Just
13:42
God reaching down to let us know how much he
13:44
loved us through someone
13:46
else. He still had our backs.
13:49
Burita felt the same, but she felt
13:51
humbled, too.
13:52
I think one of the hardest things for me is
13:54
that all my life,
13:56
finances were not a huge struggle
13:59
for me.
13:59
I was always blessing
14:02
my friends, and I just thought
14:04
it was always my place to always pay
14:06
for every meal. What was hard for me
14:08
is whenever friends started having
14:11
to help me, I
14:12
was not used to that. Robert
14:15
and Dorita were now living that old saying,
14:18
house rich, cash poor.
14:20
Only now,
14:21
they weren't even house rich. The only
14:23
thing left to do was sell the Ozark home.
14:27
And so we had to do
14:29
a short sale on the home at the lake and
14:32
sold it for less than what I
14:34
owed them. And that
14:36
was really hurtful.
14:38
Right, that was your forever home. Yeah,
14:41
definitely. Tell me a little bit more
14:43
about that feeling of having
14:45
to give up that dream. I
14:49
think frustration, maybe more
14:51
embarrassment. Yeah, because none
14:53
of us want to feel like we've made mistakes or
14:55
that I've failed.
15:00
Because your father had built the family fortune
15:02
with his own bootstraps, was
15:04
it difficult to watch everything
15:07
that he had built just sort of dwindle
15:10
away? Yes, that's
15:12
always been hard for me because that's
15:14
why I wanted to be such a good steward of
15:16
everything. It was heartbreaking to
15:18
realize that all that money had, you
15:21
know, just almost like poof
15:23
disappeared.
15:24
And feeling like I let my
15:26
dad down. I had to
15:28
give myself just a
15:30
good talking to that, to read everything
15:33
you did, you were trying
15:34
to keep the finances
15:37
in the family. You were trying to make all the right
15:39
decisions.
15:43
The
15:43
house sat on the market for months before they found a buyer
15:46
and agreed to that short sale. In
15:48
that time, Robert and Dorita wondered where
15:50
they would go. Friends mentioned a church
15:52
in Florida that needed a pastor. That
15:55
felt like the right move.
15:56
Because we're Christians
15:59
and we're trusting. in the Lord, trusting
16:01
in God. And after so many
16:03
years of not being in ministry, I
16:06
was really looking forward to it and to a
16:08
new life in Florida.
16:10
And it's kind of crazy
16:12
because we absolutely knew nothing
16:14
about Florida and definitely not
16:17
Tampa Bay Area at all. Buying
16:20
a home was off the table. They'd
16:23
have to rent. Even then, money
16:25
would be tight. They still had their furniture, though.
16:28
That wasn't part of the short sale. If
16:30
they sold that, there'd
16:31
be more cash for the move. But
16:33
a realtor they knew had another idea.
16:37
She saw the picture of all of our furnishings
16:39
and she said, don't sell your furnishings.
16:42
Don't you dare sell that furniture.
16:45
She said, I can use that furniture to get
16:47
you guys into an amazing show
16:50
home. And I was like, what's
16:52
a show home? Do tell.
16:56
As strange as it might have been, the
16:58
idea made sense to them. Living in a
17:00
show home would let them continue living in
17:02
a big, beautiful house rather than a small
17:04
apartment. Their lifestyle wouldn't
17:07
have to change very much.
17:08
There would still be room for friends and family to visit.
17:11
We love that. We love entertaining. But
17:14
better yet,
17:15
if they agreed to live in these show homes and
17:17
stage with their own furniture, they'd get
17:19
a break on rent. Then instead
17:21
of you living in a rental home that
17:23
would be $3,000 a month, it'd be more like $1,500
17:26
a month.
17:27
That sounded very good to us.
17:30
So that was the appeal.
17:32
After losing their dream home, they could
17:34
still play house.
17:39
In April of 2012, the Molars loaded
17:41
up one and a half 18-wheelers with
17:44
their boxes and their designer furniture
17:46
and moved to Tampa.
17:48
It was a nice home and a nice
17:50
community. But it was older
17:52
and it was dirty. The rugs had dirty
17:55
spots that hadn't been cleaned.
17:57
I was kind of disgruntled.
17:59
I'm really not sure I want
18:02
to live here. We didn't even know how we
18:04
were going to pay to be there. And their comment
18:06
was, wait till we decorate it, and
18:08
then tell us what you think. So
18:10
I did. And when they finished decorating
18:13
it with all of our furnishings.
18:14
I mean, they surprised us. And
18:16
they showed us how they could take an old home
18:19
that looked like, are you kidding?
18:21
Who would want to live here? And
18:23
take our furniture and turn it into,
18:26
oh my gosh.
18:26
Oh my gosh. It was
18:29
like night and day difference.
18:32
And of course, that's what sold homes. They would
18:34
use our furnishings to make a home sing
18:37
like that. There's a generally
18:40
accepted idea in real estate that a home is
18:42
more likely to sell when it's nicely furnished
18:44
and feels lived in.
18:46
That was the philosophy behind the In Home
18:48
House Manager Program, Dorita and Robert had
18:50
signed up for. It was like, OK,
18:53
so this is going to be a new adventure. A
18:56
new adventure, sure. And a lot
18:58
of work too. Because the house
19:00
can't feel too lived in. It
19:03
had to be immaculate.
19:04
Dorita took that to heart. You
19:07
cannot have people walking
19:09
into a show home, and you've got clothes everywhere
19:12
and dishes piled up in the sink. So there was
19:14
never dishes in the sink. They always went straight
19:16
in the dishwasher. We never had laundry
19:19
put on top of our washer or dryer. It
19:21
was always in the washer, in the dryer,
19:24
or hung up.
19:24
You couldn't even have your shampoo out in the
19:26
shower. You couldn't have your soap sitting
19:29
out. So we just had a little caddy with all
19:31
your shower stuff, which had to go under
19:33
the cabinetry. So it wasn't sitting
19:35
out.
19:36
The mirrors always gleamed. The
19:38
floors always shined. The
19:40
windows always streak
19:42
free. The way they
19:45
decorated everything had to stay
19:47
specifically that way. Everything
19:49
turned just right and attention
19:52
getting. You've got plants. You've
19:54
got books. You've got candles.
19:57
You could not move it other
19:59
than to clean.
19:59
under it and put it back. They
20:02
lived like ghosts,
20:04
constantly making sure there was no trace
20:06
that a family actually lived there.
20:09
You feel like you're living in
20:11
a magazine, Better
20:13
Homes and Gardens kind of a thing. That
20:16
seems like a tremendous amount of pressure.
20:18
Like, I mean, maybe I'm kind of a filthy
20:21
animal, but I could not keep my house
20:24
perfect all the time
20:25
where people could just come in and
20:28
look at it. You just kind of get used to
20:30
a certain lifestyle of keeping it clean.
20:32
And keep it clean, they did.
20:35
When that crumpled piece of paper was found
20:37
in the garbage, the one that got them written up
20:39
in that first inspection, in that first home, Dorita
20:42
ensured it would be the last.
20:44
So have you only gotten that one
20:46
strike? Yes. Wow.
20:49
Yep, that's the only one.
20:51
I've always believed in doing an excellent job
20:53
in everything I do, over the top. And
20:56
if it didn't shine, I didn't want it to be
20:58
my fault that it didn't shine.
21:01
Her otherwise perfect inspection record
21:03
didn't go unnoticed.
21:05
Within a couple of years, Dorita would be hired
21:07
by the company to supervise other house managers
21:09
in the program.
21:12
Meanwhile, Robert's pastorship at the church
21:14
wasn't bringing in much. The congregation
21:17
was new and it was small, and they
21:19
didn't have much money to offer him.
21:22
What began as a $300 a week payment fell to $30.
21:25
And you
21:27
know, $30 a week was just enough for
21:29
gas to make it there. He'd
21:31
eventually step down and they both found
21:33
other work wherever they could. Dorita
21:36
would nanny, sell fragrances. They
21:38
worked as shift managers at a fast food restaurant.
21:41
Anything to pay the bills.
21:44
And then they reached out to their three sons, who
21:46
by now had grown up and moved away. They
21:49
asked if they could move back in, find
21:51
work, and help pay rent for a while.
21:54
They did, and Dorita walked them through
21:56
the unique rules of the house.
21:58
never ever turned down
22:01
any showing, none. There was no
22:04
discussion. We have to make
22:07
sure that we follow the instructions to
22:09
a tee.
22:10
That meant that whenever Realtor booked a showing,
22:13
they'd have to disappear at least 15 minutes
22:16
before the tour, and they could only return 15
22:18
minutes after everyone had left.
22:21
All the kids were really good about
22:24
getting on board and realizing
22:26
that this is what we have to do in order to
22:28
have a roof over our head. Did
22:30
it get sort of panicky and hectic
22:33
sometimes?
22:34
There were definitely a few times that
22:36
it was challenging.
22:38
Dorita remembers one home. It had
22:40
a pool surrounded by pine trees. The
22:43
needles would always fall into the water, and Dorita
22:45
would always skim them out. One time, Dorita
22:48
got a call when she wasn't home. They'd be showing
22:50
in a few hours, and there was no
22:52
way she was going to let pine needles clutter the pool.
22:55
And so I rushed back, and I got
22:57
the blower, and I'm blowing the pine
22:59
leaves off of the deck, and I get the
23:01
skimmer, and I'm getting it all off, you know? And
23:03
then I was like, oh my goodness, they're going to come, and
23:06
they're not supposed to see you. So
23:08
I sneak out the back of my neighbors,
23:10
you know, and I'm out of breath, and I'm so hot.
23:13
But I did my job, and I was like,
23:15
well, I did all I could do, you know? They
23:17
find a few needles. It's not because I didn't
23:19
try. Then
23:20
there was that one year where the phone rang
23:22
in the middle of cooking Thanksgiving dinner.
23:24
Robert, Dorita, their three sons, a handful
23:27
of guests, they don't need to get out
23:30
quickly and leave without a trace. We
23:32
did the best we could to cover everything,
23:35
put things in the refrigerator, you
23:37
know, no dishes in the sink and stuff
23:39
like that. And we had everybody turning
23:42
on lights and getting everything all prepared and
23:44
ready, and then we had to run to the
23:47
closest coffee shop. And I mean, you end
23:49
up having a laugh about it and say, wow, that's
23:51
a Thanksgiving we'll never forget, you know?
23:55
But mostly life fell into a rhythm.
23:57
On average, a show home would sell, and they would move.
23:59
every six to nine months. The
24:02
company would cover the moving costs. Stages
24:04
would help decorate again and again and
24:06
again. The shortest
24:10
was three weeks. Wow, that's
24:12
very short. That's very short. They paid
24:15
us to move out quickly, but to turn around
24:17
and move into a home, decorate
24:19
it and stage it and get everything away,
24:21
then three weeks later, turn around
24:24
and repack it was pretty challenging.
24:26
Yeah, I can imagine. But you know, I felt,
24:28
I always felt like that was part of a second
24:30
job. It was like having a second job. Right.
24:33
It sounds like a full-time job. Yeah,
24:35
but it really, it doesn't seem that bad to us.
24:37
It's like earning a badge every time. A badge
24:40
of excellence. You did your job. Now
24:42
we're going to move you to the next place.
24:45
After a few years of this, their sons had enough.
24:48
There was a time that my
24:50
oldest son tried to show us some different
24:53
two-bedroom, two-bath apartments because
24:55
they thought life would be so much easier. And
24:58
Bob and I were just not at that place at that
25:00
time.
25:01
Why weren't you in that place at that time? Because
25:03
we were actually enjoying the adventure
25:06
of moving from home to home, if
25:08
you can believe that.
25:10
Mom and dad stuck with the program.
25:12
The boys did not.
25:15
In the last home we all lived in together,
25:17
it was a beautiful,
25:19
mini mansion kind of home. When it
25:22
was time to move out, they moved to their place
25:24
and we moved to the next show home.
25:28
Something about this permanent state of living
25:30
in an impermanent way appealed
25:33
to Robert and Dorita and it taught them something
25:35
about what was important about a house and
25:38
what wasn't. Like take the furniture
25:40
they'd carried since Lake of the Ozarks. What
25:43
once felt special and priceless had
25:45
become cumbersome and heavy. When
25:47
the staging company offered to replace their furnishings
25:50
with something lighter and more modern, they
25:52
accepted. They kept a couple of office
25:54
chairs, a piano, but everything
25:56
else. The brass and bamboo bed,
25:59
the thick glass,
27:59
Find the link in the show notes to this
28:01
episode.
28:30
Choose their loan through the dedicated program on
28:32
or after June 12, 2023.
28:34
Call 866-374-7050 for cost information.
28:40
Conditions and restrictions apply. This
28:42
is not a commitment to lend.
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