0:00

Just a heads up, this episode contains

0:02

mentions of family planning and reproduction.

0:07

There was a point in Kim Kerstamont's life when

0:10

it felt like she was falling in a downward

0:12

spiral. Kim had just left

0:14

a four-year long relationship with a person

0:16

she once thought she would marry. She'd

0:19

made the difficult decision to leave the home they

0:21

shared together. She left her job

0:23

and fell into a deep depression, and

0:25

she was living like a nomad, trying

0:28

to figure out where she belonged. It

0:30

was the worst experience of my life, if I could be

0:32

honest. I wouldn't wish it upon anyone

0:34

because I really lost my bearings

0:37

and I was going downhill. But

0:40

even in the worst of it, one thing

0:42

remained clear. It was never

0:44

really a question for me that

0:46

I would have kids. I've always had a real love for

0:48

kids, and I just enjoy the

0:51

world of childhood. I love

0:53

the way you can get lost and play

0:55

together. I love their

0:58

fascination with pretty

1:00

much anything. I think I

1:02

feel more alive when I'm around kids. Everything

1:05

is more vibrant

1:06

when I'm around kids. Kim

1:08

loves being around kids so much, she's

1:10

even made it her profession. She's a child

1:13

psychologist. So when

1:15

she found herself in her mid-30s without

1:17

a partner, at a time when many

1:19

of her friends were having children, it was

1:22

really dark. Like every time

1:24

I had to hear about a child

1:27

being born, I just couldn't deal

1:29

with it. I couldn't hear news like that. I had

1:31

to withdraw and I just didn't know what else to do

1:33

because the feelings were so intense

1:36

and they would really

1:38

throw me into a deeper, darker place.

1:41

I didn't want to react that way, right? And yet

1:43

still, that's what was happening. Kim

1:46

decided to move back to Toronto, the city

1:48

where she grew up. She got treatment

1:50

for her depression and she tried to date,

1:53

but nothing stuck. She

1:55

started to think that kids just might

1:57

not be in the cards for her.

2:01

Sometimes Kim stayed up late

2:03

at night chatting with her best friend Sarah, who

2:05

has three children. In their

2:07

talks, Sarah kept gently bringing up

2:09

the idea of single parenthood.

2:12

She said to Kim, you know, you don't

2:14

necessarily need a traditional partner to become

2:17

a parent. There is another

2:19

option. It wasn't that I thought it

2:21

was a bad idea, but I didn't think

2:23

that I was in a place to do that. You

2:26

know, I thought my life is in a shambles right now

2:28

and I don't know that I can

2:30

handle that. It felt just like too

2:32

risky. But

2:34

then Kim watched another friend have kids

2:36

on her

2:36

own. And she thought, huh,

2:39

maybe this is possible. I

2:42

really respected what she was doing and I

2:44

was really excited for her. Kim

2:47

didn't tell anyone she was considering it until

2:50

one night when she was out dancing with

2:52

a group of girlfriends. Afterwards,

2:55

as they were grabbing a bite in a restaurant, one

2:57

of her friends confided that she was getting

2:59

a divorce.

3:01

Kim thought her friend was brave for telling

3:03

everyone. And it just kind of stirred

3:05

something in me. And then after we spoke about

3:07

that for a while, I said, you know, I

3:09

have something to say, too. And I just said that I'm

3:12

making the decision to be a parent on

3:14

my own. And

3:15

I'm telling you this tonight and I'm going to pursue

3:17

it. How did it feel to say

3:20

it out loud? It

3:22

felt good. It

3:25

felt frightening, you know, because the doubts

3:27

were still there. But at the same time,

3:29

there's this sense of excitement.

3:32

And it felt

3:33

like something I was needing to. And so

3:36

when I blurted it out, it was like a new

3:38

chapter is here.

3:40

That announcement surprised her almost

3:42

as much as it did her friends. But

3:45

what she didn't know then was how this decision

3:47

would lead to even bigger surprises. Surprises

3:50

that would turn strangers into family and

3:53

reframe where she called home.

3:58

Made, an

4:00

original podcast by Rocket Mortgage about

4:03

the meaning of homes and what we can learn about

4:05

ourselves in them. I'm Stephanie

4:07

Fu. In this episode, the

4:09

family you choose.

4:16

Hello listeners of Homemade. Find out how

4:18

you could get up to $2,000 off

4:21

home buying costs from Rocket Mortgage.

4:23

Here more at the end of the episode.

4:28

Once Kim made the decision to become a single parent,

4:31

she knew she was embarking on a difficult path

4:33

that could be long, expensive, and

4:35

didn't have any guarantee of success. As

4:38

Kim weighed the pros and cons of becoming

4:40

a single mother by choice,

4:42

one worry was who

4:45

would help? I spent a lot of nights

4:47

like Googling single mothers in Toronto

4:49

and best place for single mothers to live

4:51

and all sorts of things. What were

4:53

you finding? Not much.

4:56

Kim's first big challenge was finding

4:58

a donor. From the get go, Kim

5:01

knew she didn't want anonymous sperm.

5:04

She wasn't looking for a co-parent, but

5:06

she wanted a donor who would believe in

5:08

what she was doing.

5:11

Whether or not it's totally rational, I had

5:14

this recurring thought that I didn't want to be the

5:16

only person that wanted the baby in the world.

5:20

And for me,

5:21

having somebody else

5:23

hear my reasons and my story and say,

5:25

it's a good idea. You know, let's

5:28

have this baby come into the world. Like that

5:30

was really important to me.

5:32

So Kim began the search

5:34

for a donor. A friend volunteered

5:37

and she was hopeful, but it

5:39

got complicated. At a certain

5:42

point, she realized if she wanted to preserve

5:44

the friendship, they had to stop working

5:46

on the pregnancy together. Next,

5:49

she found a donor online. She

5:51

tried with his sperm a number of times,

5:53

but didn't conceive. In the end,

5:56

the donor turned out to be infertile.

5:58

Months went by. The whole time

6:01

Kim monitored her ovulation cycles, took

6:03

off work to go to the fertility clinic for blood

6:06

work and uterus and egg quality assessments.

6:09

It quickly becomes just like this endless

6:11

stream of appointments that become kind of

6:13

a blur.

6:14

After a year without any progress,

6:17

Kim felt kind of deflated.

6:20

But

6:20

one day, a friend came to her with

6:22

a proposition,

6:23

matchmaker style. She said, I have

6:25

someone. I mentioned it to him, and

6:28

he said he'd like to meet you. And

6:34

right now, just saying that, I get like tingles.

6:39

So I was in college

6:42

one day, and a friend of mine

6:44

approached me and

6:47

asked me like, do you want to be a donor?

6:49

That's Guy Figuerdo. He's

6:52

from Brazil, but is in Toronto studying

6:55

hospitality. Before hearing

6:57

about Kim,

6:58

he'd never even thought about being a sperm donor.

7:00

And I was like, oh,

7:02

why not? Like, I'm willing

7:05

to help someone. Yeah, yeah, let's do

7:07

it.

7:08

So he and Kim arranged a meeting in

7:10

a coffee shop downtown, a

7:12

kind of preconception meet cute.

7:15

I remember walking in there and seeing him, and he

7:17

was just, looked like a good guy. He

7:20

had a good vibe about him. He

7:22

was really polite and respectful, like right

7:25

off the bat.

7:25

We connect right away. We

7:27

vibe right away. And we just

7:30

sat down together in the coffee

7:32

shop, and it was a

7:34

very smooth conversation. They

7:37

bonded over the fact that Kim played Brazilian

7:39

music and loves Brazilian culture.

7:41

It felt like we were friends

7:44

for so long. Kim loved that

7:46

Guy was gentle and a good listener. Yeah,

7:49

he was easy to talk to. After that,

7:51

I was so happy

7:53

to help her. Her dream should

7:56

be a mom, and I felt that she would

7:58

be a great mom.

8:01

In that very first chat, Kim laid

8:03

out some ground rules. His role would

8:05

be to be the donor, but I would be

8:07

the only parent. He would be relinquishing

8:10

his right to paternity, and

8:13

I would then relinquish my right to ask him

8:16

for child support or anything

8:18

considered to be legally binding,

8:20

you know, just to be clear about our expectations

8:22

and the process. That's kind of what I laid

8:25

out.

8:25

He was good with that and excited

8:28

about the idea of bringing a child into the world,

8:30

the exact kind of donor Kim

8:32

had hoped for.

8:34

Before you met Kim, did you

8:36

ever want to be a parent? Is that something

8:39

that was on your mind? As

8:42

a gay man, especially in Brazil,

8:44

I never thought about that.

8:47

We don't see many gay couples in

8:49

Brazil having kids. I

8:51

think it was important for me to

8:54

see a new family format.

8:59

Kim sent Guy an 11-page legal

9:01

agreement, and he signed. Then

9:04

they began trying. Yeah, at

9:07

first we tried,

9:09

they called Turkey

9:12

something? Turkey Easter. I don't...

9:14

Basterds? Yeah. And

9:17

it didn't work. Didn't

9:19

work.

9:20

We tried it for a year. Kim

9:22

would get her hopes up and then they would fall.

9:26

But through it all, Guy was an

9:28

optimist. They weren't friends

9:30

exactly, but Guy became

9:32

her cheerleader. He had

9:35

this positivity that he would always voice

9:37

to me. And I remember I would always

9:39

say, like, well, I'm glad you're feeling that

9:41

way. He would be like, yes, it's going to work

9:43

out, Kim. I've got no doubts.

9:46

He has always been like that. After

9:48

two years of trying to get pregnant,

9:51

Kim decided to do IVF.

9:54

Jean Guy went to what felt like a million

9:56

medical appointments, filled out reams

9:58

of paperwork.

9:59

They were even required to attend therapy

10:02

together.

10:02

The pandemic then delayed the procedure

10:05

by months and months. But

10:07

finally... A big moment

10:09

was when I first got the

10:11

positive pregnancy test. She called

10:14

Guy and shared the news.

10:15

Kim tried to be chill, tempering her

10:17

expectations, knowing that nothing

10:20

was guaranteed.

10:22

Guy suggested they meet up again to chat. I

10:25

want to give her a little gift and

10:27

support her for being a single

10:30

mom and want to

10:32

have a baby and following her

10:34

dreams. Yeah, that was important to me.

10:37

When I got to the coffee shop, he

10:39

was there and he had a little present for me.

10:42

And... Who was it? It was a

10:44

pair of baby booties. Like, white

10:46

baby booties. I love that. That's so cute.

10:48

Yeah, it was really unexpected

10:50

and very sweet.

10:56

How did you meet Guy? So...

11:00

Oh my God. Okay. Unedited.

11:03

Um...

11:06

Jeremy Vandermay is Guy's partner.

11:08

We're at a queer dance

11:11

party that my friend was the DJ of. And

11:14

Guy walked in and I was like,

11:17

whoa, who's that guy? And

11:19

I was in this party. He's

11:21

really tall, so yeah. I

11:24

look at him and he asked

11:26

me for a cigarette and I thought,

11:28

oh, okay, that's cute.

11:30

That night they kissed. And

11:32

then Guy ghosted Jeremy

11:35

for a month. He says he was busy,

11:38

but Jeremy pursued and they

11:40

started dating. It got serious

11:42

quickly. They moved in together and

11:45

committed to building a life.

11:47

So when did he first tell you

11:50

about what he and Kim were doing?

11:52

Yeah, so it was pretty far into our relationship.

11:57

Guy is a very careful...

11:59

and quiet person in terms

12:02

of sharing himself. It was just like,

12:04

oh, I might be having a baby with someone.

12:07

And I was, oh, okay,

12:10

hi, that's great. What

12:12

is this? What's going on? Tell me more about

12:14

this. He told me and I was pretty shocked,

12:17

but I was super excited. I think

12:19

he got more excited than me. Probably

12:22

more excited than I should be given the

12:24

kind of more transactional

12:26

nature of their exchange.

12:28

Unlike Yee, Jeremy

12:30

had actually thought a lot about having

12:32

children. He comes from a close-knit

12:34

family, and he loves the cheerful

12:37

chaos that kids bring to a house.

12:40

Children remind me of that

12:42

part of myself that's free and present

12:45

and is just living without

12:47

judgment. They're just experiencing life

12:50

as it is, and I think that's beautiful.

12:55

When Kim got pregnant, she lived in a rental house

12:57

that wasn't in great condition. One

13:00

day, she woke up and noticed a crack in the ceiling

13:02

right above her bed. She called her landlady

13:04

and asked her to repair it.

13:06

In that conversation, she mentioned she was pregnant

13:09

in the hopes that it might inspire a sense

13:11

of urgency about the repair.

13:13

But her response was aggression.

13:18

She just went into kind of a bit of a rage

13:20

and said that there were too many people in the house and

13:23

one more person couldn't live there, and she

13:25

was going to consult her lawyer about having me evicted.

13:27

Oh, God. I knew that there was no basis

13:30

to be evicted, but it shook me up,

13:32

you know, to have somebody be so

13:35

awful. It was always a difficult

13:37

living situation because of the landlady,

13:39

and I always knew that eventually

13:41

I would have to leave.

13:44

What kept Kim in that crappy apartment,

13:46

and we've all been there, was

13:49

that it was affordable. But since she

13:51

was about to be a mom, she knew that eventually

13:53

she'd have to find a better place to raise

13:55

her kid.

13:56

Where she'd move to and how she'd

13:58

pay for it, those were quite

13:59

questions she couldn't answer for now.

14:02

On

14:05

February 19th, 2021, Kim's son Ollie was born.

14:10

I couldn't get over just like how

14:12

perfect he looked. I don't even like that word,

14:14

but everything about it just looked like so

14:17

beautifully crafted. And it felt like

14:19

the world stopped for a moment.

14:24

Kim texted Guy that she delivered her son. He

14:26

immediately wanted to see that baby, but

14:29

he wanted to give her some space to get settled,

14:32

let her get used to being a mom.

14:34

So he and Jeremy waited a full two

14:36

weeks. I didn't know what I would

14:39

feel when I first meet that

14:41

newborn, that baby. It's

14:44

scary, but it was a great moment.

14:46

I was super emotional. I cry at the

14:49

drop of a dime, so I was probably

14:51

crying and saying, I love you to my

14:53

partner a lot. And he was probably just

14:55

like looking at me. I

14:58

just felt so happy that

15:01

he and I and Kim and Ollie were

15:05

kind of together in that moment.

15:11

Ollie was born during the pandemic before

15:14

most people had been vaccinated.

15:16

It was a difficult time for everyone, especially

15:19

a new parent like Kim.

15:21

People were isolating and staying away

15:23

at exactly the time she needed

15:25

support the most. And eventually

15:28

Kim had to go back to work. She started

15:30

asking friends if they could pitch in with childcare. Some

15:33

agreed to help,

15:34

but it wasn't enough to cover all the time she

15:36

needed backup. Kim and Guy

15:38

had signed a contract establishing clear

15:40

boundaries around Guy's role in Ollie's life,

15:43

but they'd been keeping in touch and

15:45

it felt like maybe it would be okay

15:47

to ask Guy and Jeremy if they could help a

15:49

little bit.

15:50

It felt frightening and I was nervous

15:53

about it. I just didn't want them to

15:55

feel pressured or

15:57

uneasy. They

16:00

asked what was the first thing that went

16:02

through your head. I was like, yes!

16:07

I was like, someone led a dog that's

16:09

really excited to see a child off a leash, you

16:12

know? I was like, yes, yes, yes,

16:14

yes, yes.

16:15

Kim started bringing Ollie over to Guy and

16:18

Jeremy's place on Fridays. They

16:20

worked from home and traded off taking care

16:22

of the baby. They loved it.

16:24

And we're exhausted by

16:27

the end of it, and we're like, we don't know how she does it. Kim

16:30

never complains about how hard it

16:32

is to raise a child, like, as an

16:34

individual, but it's not

16:36

easy.

16:37

It's scary to take care of a child,

16:39

of course. I had zero experience. I

16:43

never had, like, change a diaper in my life,

16:45

so I had to learn all

16:48

this process, but that

16:50

worked great.

16:51

So you were kind of a natural. I think I was

16:53

natural, yeah. I still ask

16:56

Jeremy to change the diaper. I don't

16:58

do that, but...

16:59

Do you feel like a parent? No,

17:01

I don't feel like a parent. I don't

17:04

make decisions about his life. Do

17:06

you ever feel like you want to? I

17:08

think I like the way it is. I

17:11

get, like, the best part. It

17:14

comes, and we play, and

17:17

I'm more like the cool uncle

17:19

that makes him laugh hard. Yeah,

17:22

he's great the way it is.

17:27

Guy and Jeremy were definitely not Ollie's

17:29

dads, but there was

17:31

no denying that a special relationship

17:34

was evolving. Yeah,

17:36

and even now when I look at him,

17:39

like, and I can see my face,

17:41

like, it's, oh, that's

17:44

me when I was a baby, like, it's,

17:46

yeah, it's scary. Scary?

17:49

Yeah. Yesterday we met, and

17:51

he was walking towards me, and oh my gosh,

17:53

that's me. He

17:56

has, like, the same, he feels like

17:58

the same or the way he's lived.

17:59

He's the same. Kim

18:02

felt she had to have a conversation with the men about

18:05

how to label this relationship. Kim

18:07

liked the idea of using a word in Portuguese.

18:10

Chichio. It means uncle. So

18:13

I asked Guy, what do you think

18:15

about being chichio-gi? And

18:18

he said he liked that.

18:20

So now, while he knows, Guy and Jeremy is

18:22

chichio-gi and chichio-mi-mi. He can't

18:24

say Jeremy, so he says mi-mi.

18:30

One day, Jeremy started to use a

18:32

word of his own. It was an accident. He

18:34

just referred to their unit as a family.

18:37

The first time he said that, I look

18:40

at Kim and she was fine and I'm

18:42

like, okay, I guess we

18:44

are family.

18:47

I don't even know that he realized he said that,

18:49

but I felt really

18:51

honored and excited

18:53

that

18:54

that's how he was seeing us. I

18:57

think that I'm still getting used to that idea, but

18:59

we actually are a family.

19:04

Guy

19:04

and Jeremy had been feeling for a while

19:06

like they were a family with Kim and Ollie,

19:09

but they didn't want to overstep their bounds.

19:12

And when Kim said it, I was like crying,

19:15

you know, because I was so happy to

19:17

hear her say the same thing that I had been feeling

19:20

that were this new

19:23

little family.

19:30

This past Christmas, Jeremy and

19:32

Guy invited Kim over to their home for a little party.

19:36

The conversation gravitated towards

19:38

housing. Kim mentioned that

19:40

she'd been looking for a house. She was still

19:42

in that stressful apartment with a crack over her

19:45

bed and the awful landlady.

19:47

But financially, she couldn't swing a purchase

19:49

as a single mom. I remember us

19:52

all shaking our heads at just how impossible

19:55

it is to try to own something. I

19:57

remember everyone just being like, we're all screwed.

19:59

somebody at the party floated an idea. Why

20:02

don't we all buy a place together? And

20:04

like how we could pool our money and what it could

20:07

look like. Kim took it as a joke, bit

20:09

of wishful thinking nobody really took seriously.

20:12

There was like a very casual

20:14

kind of feel about it, you know? But

20:17

after she left, the idea persisted

20:19

in her head.

20:21

Buying a house with someone you're not related to

20:24

is a thing. Total strangers

20:26

will buy houses together to live in. It's

20:28

called co-buying.

20:30

Now Kim was thinking, maybe this

20:33

could work. Maybe Guy and Jeremy

20:35

would actually consider this. A

20:38

few days later, I called them and was like,

20:40

were you guys at all serious when we were talking about

20:43

possibly buying a home together?

20:44

And then we were like, yes. Jeremy

20:47

was all in.

20:49

As for Guy, he needed to take

20:51

a moment. So Jeremy is all about

20:53

passion. I am about money. So

20:56

I felt sick of my stomach

20:59

for a month. Literally

21:02

sick.

21:02

Sick about whether he could

21:04

afford it. But then

21:06

again, he loved the idea

21:09

of sharing a home with Ollie and Kim.

21:11

It's the best part. Should be

21:13

close to him and take

21:15

care of him. So soon

21:18

enough, he got on board.

21:24

It didn't take long for the house search to begin.

21:26

It didn't take long for differences to bubble up too.

21:29

Guy and Jeremy wanted to be near the subway.

21:32

Kim wanted to be near the park where she could walk

21:34

with Ollie.

21:35

They signed up with a co-buying agency to

21:37

help them think it through. They decided

21:40

to look for a house with two separate units. It

21:42

would give them privacy when they needed it. But

21:45

that narrowed the options.

21:47

It's hard to find a home that's like split

21:49

very evenly if you're gonna be living in two

21:51

spaces.

21:52

And throughout the search, they talked about how they would

21:54

manage co-living together.

21:56

This was a big step for this little chosen family.

21:59

And they... They knew it wouldn't all be wine

22:01

and roses. Of course, people

22:04

are going to get annoyed. I'm going to get annoyed.

22:07

Kim is going to get annoyed. But

22:09

they trusted in each other to be able to work out the

22:11

kinks. We are very good

22:14

at speaking out our needs

22:16

and saying what we want and

22:18

what we don't want.

22:20

If there is a conflict or something unanticipated

22:23

happens, I feel confident

22:26

that we will be able to work

22:28

through it

22:29

respectfully. Sometimes

22:31

you feel like you can take the risk.

22:34

But I think we built trust

22:36

over the past two years. Trust

22:38

in a very unique and intimate

22:41

situation where a baby is involved.

22:44

It's a special kind of trust.

22:46

And then this spring, they

22:49

found it.

22:50

It had two separate apartments. One

22:52

had the basement and the ground floor with access

22:54

to the backyard. The other unit

22:56

took over the upper two floors and had a rooftop

22:58

deck. The

22:59

upper apartment was a little nicer, but

23:02

Kim preferred the downstairs. Fewer

23:04

stairs to manage with the toddler in tow.

23:06

What sealed the deal for Kim is when Guy

23:08

and Jeremy told her that

23:10

should she ever need or want to, they'd

23:12

be happy to switch units in the future.

23:15

That small gesture confirmed what she

23:17

felt about this decision they'd made together.

23:20

It's that spirit of looking out for

23:22

each other and making sure that everyone

23:24

feels comfortable and being willing to make sacrifices.

23:28

Oh,

23:28

that's so nice. Look

23:30

at this. It

23:33

looks like a real place now. I know. We're

23:37

a little tired

23:38

from listening, but it's almost

23:40

done. It's really a home here

23:42

now. Yeah. In the summer of 2023,

23:46

Kim, Guy, and Jeremy, along

23:48

with little Ollie, moved into

23:50

their new home.

23:53

Guy and Jeremy are the jackpot for me.

23:55

I can't imagine doing this with anybody else. It

23:58

just feels like such a partnership.

23:59

We're so in sync. On

24:02

Sundays, we can have lunch

24:04

together in a huge table

24:07

in the backyard. We know

24:09

more gay and lesbian couples

24:12

who have kids as well. So I'd

24:14

love to have everybody together.

24:16

And while having separate living units was important

24:19

to everyone, no one is interested

24:21

in living separate lives.

24:23

If Kim wanted to go for dinner while

24:26

Holly was sleeping, we could

24:28

have the baby monitor leave the doors open

24:31

and run down if he needed care. I'm

24:33

really excited for

24:35

the Venn diagram of our lives to have

24:37

more overlap. You don't mind it, the

24:39

sort of like the noise and the hustle and

24:41

the bustle. I love

24:44

the commotion of having a family

24:47

around me. And it doesn't have to look like,

24:49

you know, the traditional family, obviously. What

24:52

is it? Do you see him? Was

24:55

he there? Oh, God! There

24:58

he is. Oh, Mama's third?

25:01

Yeah.

25:02

This October, Kim is expecting

25:04

her second child. Guy is

25:07

once again the donor. Kim

25:09

said that when she started on this journey of becoming

25:11

a parent a few years ago, she never

25:13

dreamed she would build this kind

25:16

of family. So

25:18

if I were to ask you 10 years

25:20

ago what home meant to you, what would you have

25:22

said? I didn't allow myself

25:25

to dream of anything like this.

25:27

I think I probably would send love, like

25:29

a nest, like to have a safe,

25:32

loving place. Where

25:34

is she? Do you think that you've

25:37

gotten that? Yeah,

25:40

I do, yeah. Did you wake

25:42

her up? I don't know. Did you find me?

25:45

What? I'm there! That's the

25:47

way!

25:54

You've been listening to Home Made by

25:57

Rock and Mortgage. This episode was written

25:59

by Sarah K. My

26:01

name is Stephanie Fu. You can reach us at RocketMortgage.com

26:04

slash homemade or find a link

26:06

in the show notes to this episode.

26:15

Great news. As a homemade listener,

26:17

you're eligible to score an exclusive $2,000 credit

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towards buying a home.

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Use it to lower your interest rate or put

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towards closing costs. Don't miss this chance

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to save on a new home. Visit RocketMortgage.com

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slash homemade to apply today.

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Client will receive a lender credit of $2,000. This

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offer is only available to clients who call

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the dedicated phone number or go through the dedicated

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website, apply and close their loan

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through the dedicated program on or after

26:43

June 12th, 2023.

26:45

Call 866-374-7050 for cost information.

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Conditions and restrictions apply. This

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