With apologies for ghosting you last week, the Free Money Podcast returns with picks against the spread for Week 5 in college football and Week 4 in the NFL.Matt Jones, Jay In Lyndon, and I were unable to get together last week but this week we are excited and confident in what's on the board. We'll call last week's absence a reset from an even money start to Free Money Podcast Season 5.On this new episode, we make up for lost time with more off-topic banter and Jay's Louisville Restaurant of the Week, plus picks against the spread for some of the biggest football games on the schedule.Learn more about your ad choices. Visit megaphone.fm/adchoices