In research for the show each week, we come across some really unique and fun information and some that is also timely. Brad came across a survey of 200 financial advisors across the United States conducted by Edward Jones, The survey says that 97% of clients by these 200 advisors are not anticipating surprises when it comes to retirement, and we've had plenty of surprises in the last couple of years and it's shocking that people don't anticipate that there are going to be some hiccups along the way of a 20 or 30 year retirement. Brad gives us his thoughts on the survey.