In this episode of The Digital Banking Podcast, host Josh DeTar welcomed Sarah Howell, the Head of Partnerships for Infinant. The discussion began on a heartfelt note, addressing the devastating fires in Lahaina and their impact on Sarah's family. The Hawaiian community's resilience and the overwhelming support they received from various quarters, including the banking sector, were discussed.

Transitioning to the core topic, Howell dove into the evolving landscape of the banking industry, particularly focusing on banking as a service (BaaS) and embedded finance. She defined embedded finance as the integration of financial products into digital, non-financial platforms, while BaaS is the methodology behind this integration.

Howell closed by emphasizing the significance of the ongoing digital disruption in banking. She presented an intriguing perspective, describing the current landscape as a disruption in the traditional supply chain of financial services.