The Survey of Household Economics and Decisionmaking is the main survey from the Federal Reserve Board of Governors for tracking the financial circumstances of low- and moderate-income families and potential risks to their financial health. Thi

The Changing Landscape of In-person Banking Implications for Financial Institutions, Regulators, and Communities

May 22nd, 2024 58m 50s

Bank branches in the US have been closing steadily for over a decade, but that trend accelerated during the pandemic. Online and digital banking may be out of reach for those without digital devices, broadband, and digital literacy skills. A l

Connecting Communities: Building Capacity of Community-Based Organizations

Feb 28th, 2024 1h

During the COVID-19 pandemic, in 2021 the U.S. Department of Treasury deployed $46 billion to support housing stability. Without existing local and state infrastructure to quickly deploy these federal rental assistance dollars, community-based

A conversation on economic inequality and labor market disparities

Feb 2nd, 2024 7m 51s

This podcast explores the challenges of labor market disparities and economic inequality. Dr. Niki vonLockette shares insights into systemic discrimination and policies for equal employment opportunities.

Navigating Benefits Cliffs – Barriers and Solutions

Oct 23rd, 2023 1h

Benefits cliffs create economic challenges for workers and employers alike. A benefits cliff may occur when an increase in income—from working more hours, getting a raise, or taking a new position—pushes a worker above the income eligibility

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A Conversation on Skills Through Alternative Routes (STARS) featuring Papia Debroy and Sergio Galeano

Oct 17th, 2023 11m 29s

As we know, the labor market and disparities within it have notably changed since 2018. That's the last time the Federal Reserve System hosted a conference around uneven outcomes in the labor market. As we gear up for our next convening on this

How CDFIs are faring: Insights from the Fed’s 2023 CDFI Survey

Sep 13th, 2023 1h

Community Development Financial Institutions (CDFIs) provide financial products and services to underserved markets where it may be difficult to access what traditional financial institutions offer. Every other year, the Fed conducts a survey o

Shifting Perspectives and Expectations on Employment

Aug 16th, 2023 1h 28m

Workers are key to the country’s economic success. Their voices are critical to conversations about understanding the labor market. Last year, the Federal Reserve held virtual focus groups across the US to find out how workers in lower-wage rol

The Economic Well-Being of U.S. Households in 2022

Jul 25th, 2023 57m 42s

How did inflation affect families last year? Did trends shift in the use of emerging financial products? This recent discussion with the Federal Reserve Board of Governors explores findings from the Survey of Household Economics and Decisionmak

A Community Approach to Disaster Recovery

Jun 8th, 2023 1h 17m

Underserved communities face significant challenges in achieving a full and equitable recovery after natural disasters. One reason is that these neighborhoods often lack access to services offered through disaster funds and the necessary insura

Two sides of one child care dilemma

May 15th, 2023 1h 2m

Access to quality early childhood education (ECE) is critical to the well-being of communities and the economy. The pandemic further exposed existing issues, including how a lack of access to reliable and affordable childcare affects the paren

Amplifying Small Business Voices — New Findings from the Small Business Credit Survey

Apr 17th, 2023 58m 24s

Small businesses are on the road to recovery, although hiring, supply chain disruptions, and rising costs remain persistent challenges. As small-business owners navigated these challenges through 2022, pandemic-related funding programs ended, a

Connecting Communities: Integrating Economic Inclusion to Strengthen Local Economies

Mar 21st, 2023 1h 1m

Can centering racial equity help fuel a more inclusive small business recovery? Lead to new solutions to addressing housing or workforce equity challenges in underserved communities? In this Connecting Communities webinar, we learn more from th

Adapting to COVID-19: Impacts on Lower-Income Communities and Organizations Serving Them in 2022

Feb 18th, 2023 59m 42s

After almost three years, the economic and health effects of COVID-19 continue to linger for low- and moderate-income communities and communities of color. Organizations serving these communities also continue to feel the strain of COVID-19. T

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